Please read these terms carefully before using L-ark
[PLACEHOLDER: Legal text about acceptance of terms]
By accessing and using L-ark's services, you agree to be bound by these Terms & Conditions. If you do not agree with any part of these terms, you must not use our services.
Your continued use of the platform constitutes acceptance of these terms and any future modifications.
[PLACEHOLDER: Legal definitions]
For the purposes of these Terms: - "Platform" refers to L-ark's mobile application and web services - "User" refers to any person who creates an account - "Owner" refers to a user who creates a campaign - "Beneficiary" refers to a person designated to receive funds - "Campaign" refers to a fundraising initiative created on the platform - "Causal" refers to the triggering event (death or prolonged inactivity) - "Vault" refers to the encrypted document storage service
[PLACEHOLDER: Service description]
L-ark is a digital inheritance platform that allows users to: - Create fundraising campaigns for their beneficiaries - Store encrypted documents in a secure vault - Designate beneficiaries and distribution percentages - Automatically activate fund distribution upon triggering event
The platform operates in the United States, Mexico, Colombia, and Chile, with specific features varying by country.
[PLACEHOLDER: Registration terms]
To use L-ark, you must: - Be at least 18 years of age - Provide accurate and complete information - Maintain the security of your account credentials - Notify us immediately of any unauthorized access
You are responsible for all activities that occur under your account.
[PLACEHOLDER: Payment terms]
L-ark offers: - Vault subscription (monthly/annual) - Commission fees on donations (percentage to be defined) - Payment processing through Stripe
All payments are processed securely through our payment providers. Subscription fees are non-refundable except as required by law.
[PLACEHOLDER: Campaign rules]
As a campaign owner, you agree to: - Provide truthful information about your campaign - Use funds only for stated purposes - Comply with all applicable laws - Not engage in fraudulent activities
L-ark reserves the right to suspend or terminate campaigns that violate these terms.
[PLACEHOLDER: Causal activation terms]
The causal (triggering event) process includes: - Verification of death certificate or prolonged inactivity - Identity validation of beneficiaries - Automatic fund distribution according to designated percentages
L-ark is not responsible for disputes among beneficiaries or validation of death certificates.
[PLACEHOLDER: KYC terms]
All users must complete Know Your Customer (KYC) verification: - Upload government-issued identification - Provide proof of address - Complete identity verification through our partners
KYC documents are stored securely and retained according to legal requirements.
[PLACEHOLDER: Acceptable use policy]
You agree not to use L-ark for: - Illegal activities or money laundering - Fraudulent campaigns or misrepresentation - Harassment or abuse of other users - Circumventing security measures
Violations may result in immediate account termination and legal action.
[PLACEHOLDER: IP terms]
All content, trademarks, and intellectual property on L-ark are owned by the company or its licensors. You may not use, copy, or distribute any content without explicit permission.
[PLACEHOLDER: Liability limitations]
L-ark is provided "as is" without warranties. We are not liable for: - Technical failures or service interruptions - Loss of data or unauthorized access - Disputes between users - Third-party actions
Our liability is limited to the amount of fees paid in the last 12 months.
[PLACEHOLDER: Indemnification clause]
You agree to indemnify and hold L-ark harmless from any claims, damages, or expenses arising from your use of the platform or violation of these terms.
[PLACEHOLDER: Termination terms]
We may terminate or suspend your account at any time for: - Violation of these terms - Fraudulent activity - Legal requirements - Extended inactivity
Upon termination, you lose access to your account and stored data.
[PLACEHOLDER: Privacy reference]
Your use of L-ark is also governed by our Privacy Policy. We comply with applicable data protection laws including GDPR where applicable.
For details on how we collect, use, and protect your data, please review our Privacy Policy.
[PLACEHOLDER: Modification terms]
We reserve the right to modify these terms at any time. Material changes will be notified via email or platform notification.
Your continued use after changes constitutes acceptance of the modified terms.
[PLACEHOLDER: Jurisdiction]
These terms are governed by the laws of [United States/Chile - to be specified].
Any disputes will be resolved through [arbitration/courts - to be specified] in [jurisdiction - to be specified].
[PLACEHOLDER: Contact information]
For questions about these Terms & Conditions, please contact us:
Email: legal@lark.app Address: [To be added] Phone: [To be added]